The application of pre-paid cash card for consumers

A prepaid cash card allows consumers to purchase something even when they don’t have the cash to pay for it. It benefits consumers in their everyday life.

Though it works almost the same like a credit card, a prepaid cash card is different because it allows consumers to have a better control over their finance.


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“Money shouldn’t slow you down. Life takes easy – with VISA~”

So, how does this work?

First thing first, load the amount of money you want onto the prepaid cash card. That will be your spending limit.

For any purchases transaction, the sum will be subtracted from the card balance. You can always pump in more money when the balance runs low by transferring money from your regular checking or savings account.

The following is a list of benefits you can get being a consumer, for having a prepaid cash card.

Having a prepaid cash card is certainly quick and easy. Transaction can be made just within a minute. All you have to do is hand swap your card on the counter, sign on the receipt and collect your card and a copy of the receipt. Done.

Consumers can plan how much they want to spend in advance. Thus, spending is controlled by how much one has in the account. In a way, prepaid cash cards give consumers a better alternative in keeping record of your spending.

Having a prepaid cash card is surely safer than carrying cash. Prepaid cash card protect consumers from unauthorized transactions even when the card is stolen or lost. Plus, these cards can also be replaced once it is stolen or lost. Unlike cash, once it’s lost, it’s gone. Forever.

Besides, prepaid cash cards are always convenient all the time. It can be used at just anywhere anytime. Consumers can use it at their groceries shopping, petrol filling, utilities payment, movie tickets, airline tickets, download songs online, mobile phone bill, fast food or restaurant and even online shopping or any online payment! Or, they can even use it to withdraw cash from the ATM.

The best thing is, consumers don’t have to worry about extra charges over their card without their knowing. Because the pre-loaded sum of money is the maximum amount that can be charged to the card.

Competition is very high nowadays and banks today are offering all sorts of attractive prizes and rewards to win over consumers’ hearts. For example, the launch of point-collection system as consumers spends using the card. So the more they spend, the more points they collect and the better chance they stand on winning prizes!

The followings are the various types of prepaid cash cards offered by several financial institutions.

Bank Islam
click to link


AmBank NexG

click to link


Tune Money Sdn Bhd

click to link

Maybank VISA


click to link


A lot of people suffer from personal bankruptcy due to credit card debts. But a prepaid cash cards can change it all. The card is great for everyday purchases, special occasions, emergency back ups and etc. In short, it is safe, effective and convenient. Here is how it is…

The more famous Master card for Beijing Olympic 2008




With so many credit cards being offered, consumer must bear in mind to get a card which best suits his/ her needs. Compare the different rates and features of all the offers available before making a decision is a wise thing to do.

weiqi

Tuesday, June 24, 2008

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